Lori Chandler RE/MAX FIRST
Selling or Buying? I can assist you! CALL TODAY!

REMAX FIRST

1851 N.E. 24th St., Lighthouse Point, Fl 33064
Tel: (954) 695-4960
Email: lorichandler99@aol.com

If you are ready to sell or buy, call me today at (954) 695-4960!

I list and sell all over Florida and can refer you if you are out of state. My office is located at Hillsboro Inlet in Pompano Beach, Florida.  Some might say I have an unhealthy obsession. That's great news for you, because it's what you want in a realtor. What separates me from the rest?

I eat, live, and breathe houses
Not literally. That's impossible. But I do know Colonials from Cotswolds, Missions from Bungalows. No matter the type of house, I know the ins and outs for every buyer.

I've been around the block
If it can affect buying or selling--interest rates, market surpluses, appraiser strikes--I am on top of it. My years of experience are always at work for you.

Service that's unsurpassed
Sometimes things come together right away. Other times, fitting home to buyer takes longer. I don't sleep until I've delivered for you--no matter how daunting the task.

Let's start today. Call me at (954) 695-4960 for a free, no-obligation consultation. Whatever your housing goals, I am here to help.

A journey of a thousand packed boxes...

Short-timers welcome

Get to know your realty pros

...begins with a peek at our listings

Find a rental property you'll love

Hint: we love BBQ and clean inspection reports

RE/MAX FIRST
(954) 695-4960

POMPANO BEACH REALTOR LORI CHANDLER-

Understanding how to find and finance the perfect home for you:

Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process manageable and help you make the best decisions possible.

Step 1: Start Your Research Early:

As soon as you can, start reading Web sites, newspapers, and magazines that have real estate listings. Make a note of particular homes you are interested in and see how long they stay on the market. Also, note any changes in asking prices. This will give you a sense of the housing trends in specific areas.

Step 2: Determine How Much House You Can Afford

Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt.

But you should make this determination based on your own financial situation. Use our Affordability Calculator to see how much house you can afford.


Step 3: Get Prequalified and Preapproved for credit for Your Mortgage

Before you start looking for a home, you will need to know how much you can actually spend. The best way to do that is to get prequalified for a mortgage. To get prequalified, you just need to provide some financial information to your mortgage banker, such as your income and the amount of savings and investments you have. Your lender will review this information and tell you how much we can lend you. This will tell you the price range of the homes you should be looking at. Later, you can get preapproved for credit, which involves providing your financial documents (W-2 statements, paycheck stubs, bank account statements, etc.) so your lender can verify your financial status and credit.
Step 4: Find the Right Real Estate Agent

Real estate agents are important partners when you’re buying or selling a home. Real estate agents can provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it doesn’t cost you anything to use an agent – they’re compensated from the commission paid by the seller of the house.
Step 5: Shop for Your Home and Make an Offer

Start touring homes in your price range. It might be helpful to take notes (using this helpful checklist) on all the homes you visit. You will see a lot of houses! It can be hard to remember everything about them, so you might want to take pictures or video to help you remember each home.

Make sure to check out the little details of each house. For example:

    Test the plumbing by running the shower to see how strong the water pressure is and how long it takes to get hot water
    Try the electrical system by turning switches on and off
    Open and close the windows and doors to see if they work properly

It’s also important to evaluate the neighborhood and make a note of things such as:

    Are the other homes on the block well maintained?
    How much traffic does the street get?
    Is there enough street parking for your family and visitors?
    Is it conveniently located near places of interest to you: schools, shopping centers, restaurants, parks, and public transportation?

Take as much time as you need to find the right home. Then work with your real estate agent to negotiate a fair offer based on the value of comparable homes in the same neighborhood. Once you and the seller have reached agreement on a price, the house will go into escrow, which is the period of time it takes to complete all of the remaining steps in the home buying process.
Step 6: Get a Home Inspection

Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing. Your real estate agent usually will help you arrange to have this inspection conducted within a few days of your offer being accepted by the seller. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage.

Both you and the seller may receive a report on the home inspector’s findings. You can then decide if you want to ask the seller to fix anything on the property before closing the sale. Before the sale closes, you will have a walk-through of the house, which gives you the chance to confirm that any agreed-upon repairs have been made.

Step 7: Work with a Mortgage Banker to Select Your Loan

Lenders have a wide range of competitively priced loan programs and a reputation for exceptional customer service. You will have many questions when you are purchasing a home, and having one of our experienced, responsive mortgage bankers assist you can make the process much easier.

Every home buyer has their own priorities when choosing a mortgage. Some are interested in keeping their monthly payments as low as possible. Others are interested in making sure that their monthly payments never increase. And still others pick a loan based on the knowledge they will be moving again in just a few years.

Step 8: Have the Home Appraised

Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender. The appraisal will let all the parties involved know that you are paying a fair price for the home.

Step 9: Coordinate the Paperwork

As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.

Step 10: Close the Sale

At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for your loan to be funded after the paperwork is returned to the lender. Once the check is delivered to the seller, you are ready to move into your new home!

Call Pompano Beach Realtor Lori Chandler today (954) 695-4960!






If you are ready to sell or buy, call me today at (954) 695-4960!

I list and sell all over Florida and can refer you if you are out of state. My office is located at Hillsboro Inlet in Pompano Beach, Florida.  Some might say I have an unhealthy obsession. That's great news for you, because it's what you want in a realtor. What separates me from the rest?

I eat, live, and breathe houses
Not literally. That's impossible. But I do know Colonials from Cotswolds, Missions from Bungalows. No matter the type of house, I know the ins and outs for every buyer.

I've been around the block
If it can affect buying or selling--interest rates, market surpluses, appraiser strikes--I am on top of it. My years of experience are always at work for you.

Service that's unsurpassed
Sometimes things come together right away. Other times, fitting home to buyer takes longer. I don't sleep until I've delivered for you--no matter how daunting the task.

Let's start today. Call me at (954) 695-4960 for a free, no-obligation consultation. Whatever your housing goals, I am here to help.

A journey of a thousand packed boxes...

Short-timers welcome

Get to know your realty pros

...begins with a peek at our listings

Find a rental property you'll love

Hint: we love BBQ and clean inspection reports

TIPS TO PREPARE YOUR HOUSE FOR SALE    
POMPANO BEACH REALTOR LORI CHANDLER CAN HELP: Call (954) 695-4960

    Use "home wash" (a hose attachment that is available at any home improvement store) to clean the outside of the house.
  •     Clean rain gutters as well as outside windows and screens.
  •     Make sure the front door is inviting. Paint it if needed. Also, replace any outdated exterior lighting fixtures.
  •     Buy new house numbers if the old ones are dated or faded. Be sure buyers can see the new ones from the curb.
  •     Buy a new welcome mat.
  •     Eliminate half of your belongings - clutter can cost you a sale. Rent a storage unit or portable pod for extraneous pieces of furniture or  knickknacks. Another idea is to ask a friend if you can borrow some space in his or her garage.
  •     Organize all closets and drawers. Buyers might look there.
  •     Make any necessary repairs so that buyers don't have to add that to their mental list of post-purchase expenses.
  •     Rearrange furniture to make rooms appear as large as possible.
  •     Make every surface shine, from ceiling fans to baseboards. Don't forget interior windows, mirrors and floors.
  •     Scrub every inch of the kitchen and bathrooms.
  •     Depersonalize each room, removing photo frames and posters or artwork.
  •     Buy new linens and pillows if necessary. Be certain they are a neutral color.
  •     Buy air neutralizer and spray it often.
  •     Let go emotionally of your home, and get ready for an offer!

  With the high inventory of homes on the market today, homebuyers can afford to be choosy. Buyers are looking for the best, so a home for sale can easily slip through the cracks if it's not in pristine condition. Use these 10 tips to whip your home into shape and wow potential buyers.

  • Improve your landscaping. Curb appeal is crucial to a good first impression, so make sure your home's lawn is immaculate. Mow the lawn, prune the bushes, weed the garden and plant flowers.
  • Clean the outside. A sloppy exterior will make buyers think you've slacked off on interior maintenance as well. Be sure to clean the gutters and pressure wash your home's siding.
  • Make repairs. In a buyer's market, you want your home to be in the best condition possible. Take care of major defects like broken windows or a leaky roof that could discourage buyers.
  • Make the front door inviting. A fresh coat of paint, especially in a color that contrasts with the home, will make the front door stand out. Replace faded house numbers so buyers can see them from the curb.
  • Buy a new welcome mat. Let buyers know they're invited into your home.
  • Remove clutter and depersonalize. Buyers want to envision their belongings in your home. Clean up by renting a storage unit for knickknacks, photos, extra furniture and other personal items.
  • Organize closets and drawers. Messy closets give the appearance that your home doesn't have enough storage space.
  • Make every surface shine. From ceiling fans to floors and everything in between, clean your home until it sparkles.
  • Take color down a notch. You might like your lime-green bedroom, but it may sour buyers. Paint your walls a neutral color that will appeal to a wide range of buyers.
  • Eliminate bad odors. Hide the litter box and spray air neutralizer throughout your home. When showing the home, fill it with inviting smells by putting out fresh flowers and baking a batch of cookies.
RE/MAX FIRST
(954) 695-4960

POMPANO BEACH REALTOR LORI CHANDLER

10 Ways to Prep Your Home for Sale

Make your home stand out with a few easy improvements.
    
By using these easy and inexpensive tips, you can expect an offer in no time.

Putting your home on the market can be stressful. Week after week of showings require your house to be presentable at all times, not to mention the hassle of vacating at a moment’s notice. If you have pets or children, that stress is multiplied. But buyers will be most interested in your home the first few weeks it’s on the market — so you need to hit the ground running and sell before your listing grows stale. To sell a home quickly, it needs to show well, be marketed well, and priced correctly.

Get a storage unit

You might think the easiest way to declutter your home is to shove everything into the closets. Bad idea: Anyone who tours your home is going to check out the storage spaces, and disorganized, overstuffed closets only serve as evidence that your home is lacking. Opt instead for a storage unit to house the things you won’t need while your home is on the market. The general rule? Get rid of a third of your stuff. If you don’t use it every day, store it. If you choose a portable unit, it can be transported to your new home, making moving day a cinch.

Staging and photography

A professional home stager sees your home from a buyer’s perspective — a good one understands how to highlight its strengths and soften its flaws. Your buyer’s first impression will be those listing photos, and studies show that homes with more than six listing photos online are twice as likely to be viewed by buyers. But not everyone wants their home staged (or has the money for it). Another option: A friend can stand at the curb and walk through the house with fresh eyes to offer their perspective on decluttering, and then the agent can go through from a marketing standpoint. Either way, staging of some sort is necessary on almost every home, no matter how beautiful it is.

Find the right real estate agent

Don’t hire a real estate agent just because they’re also a die-hard fan of your college football team or they’re from your hometown. What really matters? A track record of sales that proves they know how to sell your house fast. Are they familiar with the benefits (and negatives) of your neighborhood? Can they walk into your home and tell you precisely what buyers will love and hate? Are they, basically, the fairy godparent you never knew you needed?  Make sure they hire a professional to take photos and includes a variety of photos on their site and social media.

Promote it yourself

Don’t leave all the marketing up to your agent. Do your part to get the word out about your home by using your personal social media accounts and sending the listing page to family and friends. You never know what friend of a friend or distant relative may be looking in your neck of the woods! You may even consider spreading word about your home in your neighborhood. Send the listing to your homeowners’ association email list and let your neighbors help.

Depersonalize

My husband and I once went to an open house where every inch of the walls was covered with wedding photos. It felt bizarre to be in what was so clearly their house, and it seemed impossible to imagine it being our house — and it made it hard to focus on the home’s other features. Of course, your kids’ baby pictures are adorable, but when your home is on the market, they need to come down for prospective buyers to imagine themselves living there. In the same respect, don’t distract from the house itself with art, which could be unappealing to a buyer.

Small upgrades

Don’t go overboard on major remodels. Chances are, you won’t get your money back. Instead, focus on small upgrades, particularly in the kitchen and bathroom, where you’re most likely to see a return on investment. A new sink and cabinet hardware in the kitchen, or light fixtures, shower curtains, and hand towels in the bathroom, are inexpensive but can instantly transform your space. Rather than splurging $30,000 on a full kitchen remodel, ditch your unmatched old appliances and spend $3,500 on a new stainless steel appliance suite. Small upgrades can have a big impact.

Light it up

Brighten it up by using natural and artificial light. When you leave for showings, turn the lights on and open curtains and blinds. A fresh coat of paint can also brighten a room.  A deep cleaning will also help brighten baseboards, windows, and light fixtures.

Amp up the curb appeal

 Your home’s exterior is typically the first thing a buyer sees in person and on listing sites. If it doesn’t look good, a buyer won’t even consider looking at the interior shots. Tidy up your yard by trimming and shaping hedges, refreshing mulch, and edging the lawn. Consider pressure-washing your house, walkways, and driveway, or even adding a fresh coat of paint to your trim and shutters. Everything matters — even things as small as the brass on your front door. Polish the kickplate and doorknob, and clean any cobwebs or bird droppings off your front porch. Flowers, particularly near the entryway, add a hint of color, making your home feel alive and inviting.

Don’t ignore the facts

Spring and summer are typically known as the best time to sell your home. If you can wait until then to list, you should consider it. But be forewarned that increased inventory means spring and summer buyers can afford to be pickier — so make sure your home is in tip-top shape. You also need to price your house right. Just because you want to sell for a certain amount doesn’t mean your home is worth your magic number (unfortunately). Do your own research about area comps, get listing price suggestions from a couple of agents, and then listen to your agent when it comes to negotiating.
Website Builder